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How Does the Consistency Rule Work at Moneta Funded?

How the consistency rule works (applicable to Instant Funding only — not Instant Funding Pro).

What Is the Consistency Rule?

The consistency rule is a risk-management guideline designed to ensure profits are earned steadily over time rather than from a single oversized trading day. It limits how much of your total profit can come from any one trading day, encouraging disciplined, repeatable performance.

The consistency rule applies to Instant Funding accounts only. It does not apply to Instant Funding Pro, 1-Step, 2-Step, or Phoenix accounts.


Choosing Your Consistency Percentage

When you purchase an Instant Funding account, you select your consistency percentage: 15% or 20%. This is the maximum share of your total profit that may be generated on a single trading day. The 15% option is offered at a lower price than the 20% option.


How Is the Rule Calculated?

Your highest single-day profit must not exceed your selected percentage of your total profit:

Maximum allowed single-day profit = your selected percentage (15% or 20%) × total profit

The consistency percentage on your dashboard shows where you currently stand against this limit.

Detailed Example

A trader earns a total profit of $10,000:

  • On the 20% option: 20% of $10,000 = $2,000 — the largest single day must not exceed $2,000.

  • On the 15% option: 15% of $10,000 = $1,500 — the largest single day must not exceed $1,500.

How This Works in Practice (using the 20% option, $2,000 limit)

  • If the trader's highest single-day profit is $1,200, the rule is met, since $1,200 is below the $2,000 limit.

  • If the trader's highest single-day profit is $2,500, the rule is violated — even though the total profit target has been reached. The trader must keep trading to bring their single-day share back within the consistency percentage shown on the dashboard before they can pass and advance further.

(On the 15% option, the same trader's limit would be $1,500 instead of $2,000.)


Consistency Rule After a Payout

For a funded account, the consistency rule is reset after each payout, so the calculation starts fresh for the next payout cycle.

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