*The 5% maximum loss applies to Instant Funding accounts purchased on or after 2 July 2026. Instant Funding accounts purchased before 2 July 2026 retain a 6% maximum loss.

Instant Funding is available in four configurations, selected at purchase: your consistency choice (15% or 20%) combined with your profit split choice (60% or 88%) — i.e. 15% / 60%, 15% / 88%, 20% / 60%, or 20% / 88%.

What is the difference between 15% and 20% consistency on Instant Funding?

The 15% consistency option is cheaper, but requires tighter consistency across trading days. The 20% consistency option is easier to meet, but comes at a higher price.

Consistency is calculated as: best trading day / overall profit. For example, for a $10,000 payout request:

What is the difference between 60% and 88% profit split on Instant Funding?

The 60% profit split option is available at a lower price, but you keep a smaller share of your profits. The 88% profit split option costs more, but you keep a larger share of your profits.

$5,000, $10,000, $25,000, $50,000, and $100,000

An instant funding model with no evaluation — no profit target, funded from day one — with maximum freedom, including higher daily loss and max loss, and news trading allowed.

News trading is allowed on Instant Funding Pro. The first payout can be requested on demand once the $100 minimum is reached; after the first payout, the standard 14-day interval applies.

$5,000, $10,000, $25,000, $50,000, and $100,000

The 2-Step Challenge is offered in two drawdown configurations, selected at purchase: 5% daily loss / 10% max loss (Standard) or 4% daily loss / 8% max loss (lower-cost option). The selected configuration applies to Phase 1, Phase 2, and the Funded stage.

† First figure = Standard configuration; second figure = lower-cost 4% / 8% configuration.

On funded 2-Step accounts, the max floating-loss limit also depends on the drawdown option chosen — 3% on the same symbol for the 5% daily loss configuration, and 2% for the 4% daily loss configuration. See Max Floating Loss Allowed on Funded Accounts.

The Sprint Challenge is a short-duration challenge format designed for traders who want to aim for a smaller profit target within a fixed time window. Unlike a traditional evaluation model, it is built around four core elements: profit target, max loss, time limit, and fixed payout.

Before a Sprint Challenge can be traded, the user must complete the required KYC verification and contract signing. The Sprint Challenge begins when the first trade is placed and ends exactly when the selected timeframe expires. To succeed, the trader must reach the configured profit target without breaching the max loss.

If the target is reached successfully, the trader can immediately request a payout with a 100% profit split. Once the payout is processed, the Sprint Challenge account is closed. Approved payouts are processed within 48 hours.

The exact profit target and max loss vary depending on the selected multiplier and timeframe.

The Phoenix Scaling Program automatically progresses traders to the next level once the required target for their current level has been achieved. Traders may begin at Level 1, Level 2, Level 3, or Level 4.

To scale to the next level, traders must achieve a 10% profit target on their current account. Once this target is reached, the 10% profit is converted into withdrawable credit on the next level.

That credit may be withdrawn on the next payout, provided the trader has met the payout requirements, including the 14-day minimum payout interval and 3 minimum profitable days.

Once a target is reached, the trader is automatically scaled to the next level, and the 10% profit from the completed level is added as withdrawable credit on the new account. Traders may request a payout of $100 or more every 14 days.