One important part of this is avoiding situations where a single trade idea, or multiple trades on the same symbol, uses a substantial portion of the account's allowable daily loss.
This applies to floating loss, not only closed loss.
What is the max floating loss trigger?
Maximum Floating Loss: New Instant Funding Accounts
For new Instant Funding accounts purchased from 21 September 2026, the floating-loss limit is 1% with an immediate account breach.
This replaces the previous 2% warning followed by a 1.5% restriction for those new Instant Funding accounts. It is not a warning-first process.
This change applies to Instant Funding only. It does not apply to Instant Funding Pro. Earlier Instant Funding accounts remain under their applicable earlier floating-loss terms.
This is a separate rule from the Daily Loss Limit and the trailing Maximum Loss Level. Complying with one limit does not remove the obligation to comply with the others.
Other accounts and earlier Instant Funding accounts
The following warning-based trigger framework continues to apply to the accounts listed below:
2-Step Funded Accounts (5% Daily Loss option) and Instant Funding Pro: 3% of the account size in floating loss on the same symbol
2-Step Funded Accounts (4% Daily Loss option): 2% of the account size in floating loss on the same symbol
1-Step Funded Accounts, Phoenix, Instant Pro and Instant Funding accounts purchased before 21 September 2026: 2% of the account size in floating loss on the same symbol
What happens if this limit is triggered?
New Instant Funding accounts purchased from 21 September 2026
The 1% floating-loss rule results in an immediate breach. The warning, pause and later 1.5% restriction described below do not replace that new rule.
For accounts covered by the existing 2% or 3% warning-based framework
If the floating loss trigger is reached:
all open trades on the affected funded account will be closed automatically
the trader will receive an automatic email notification
the trader will not be able to place more trades until the next daily reset
the account will be moved to a 1.5%-of-account-size risk-per-trade-idea limit
The daily reset time is 22:00 UTC.
Under that existing framework, the first 2% or 3% floating loss trigger is treated as a warning and risk-control action. It is not an immediate account breach. This statement does not apply to the new 1% Instant Funding rule.
However, once the account is moved to the 1.5% risk-per-trade-idea limit, this limit becomes strict.
What is the 1.5% risk-per-trade-idea limit?
The 1.5% risk-per-trade-idea limit means that a trader must not allow floating loss on one symbol or trade idea to exceed 1.5% of the account size on the affected funded account.
If the trader exceeds the 1.5% limit after being moved to this restriction, the affected funded account will be breached.
This is no longer a warning.
The 1.5% restriction is part of the existing warning-based framework. It is not an additional warning stage for new Instant Funding accounts covered by the 1% immediate-breach rule.
Does this affect all of my funded accounts?
No. If a trader has multiple funded accounts, only the funded account that exceeds the 2% or 3% floating-loss trigger will be moved to the 1.5% risk-per-trade-idea limit.
If the trader later exceeds the 1.5% limit, only the funded account that exceeds the 1.5% limit will be breached.
Can the 1.5% risk limit be removed?
Yes.
The 1.5% temporary risk limit can be removed after:
14 days
20 trades on a separate funded account
The trader must remain within the temporary risk limit during this period. This removal process concerns the temporary 1.5% restriction, not the new Instant Funding 1% rule.
Why does Moneta Funded apply this rule?
This is part of Moneta Funded's Risk Management & Trading Conduct rules.
Allocating a substantial or majority portion of the allowable daily loss to a single trade idea, whether through realized losses or stop-loss exposure, may result in temporary risk limits being applied.
This control is designed to encourage responsible funded-account risk management and reduce excessive concentration on one symbol or trade idea.
For more information, please review: