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How Drawdown Works at Moneta Funded

How drawdown works for the different accounts types at Moneta Funded.

Updated this week

Overview

Drawdown is the maximum loss your account is allowed to reach. At Moneta Funded, different programs use different drawdown models, so it’s important to understand which applies to your account.

Important Clarification

  • 1-Step Challenge → Static Drawdown

  • 2-Step Challenge → Static Drawdown

  • Phoenix Challenge → Static Drawdown

  • Instant Funding → Trailing Drawdown​


Static Drawdown (1-Step & 2-Step Challenges & Phoenix Challenges)

What is Static Drawdown?

Static drawdown is a fixed loss limit calculated from your starting account balance. It does not change, even if your account grows.

Example:

  • Starting balance: $100,000

  • Max drawdown: 10% ($10,000)

  • Lowest allowed equity: $90,000​

Take note that if your account grows to $110,000, your drawdown remains $90,000. However, if equity drops below $90,000, then the account will be breached.


Trailing Drawdown (Instant Funding Challenges)

What is Trailing Drawdown?
A trailing drawdown is a dynamic loss limit that follows your account’s highest equity as you trade. Unlike a static drawdown (fixed from starting balance), a trailing drawdown moves upward as your account grows, protecting your profits while still enforcing risk limits.
Example:
Before starting to trade

  • Starting balance: $100,000

  • Trailing drawdown: 10% ($10,000)

  • Starting lowest allowed equity: $90,000

Once you start trading

  • Current equity: $105,000

  • Trailing drawdown: 10% ($10,000)

  • Lowest allowed equity: $95,000


For full details, please refer to our Copy Trading Policy (link to Trailing Drawdown (Instant Funding) | Moneta Funded Help Center )

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