Important Notice: General Trading Guidelines Apply
All traders must follow the rules and standards outlined in our Which Trading Methods Aren't Allowed.
Failure to follow these rules may result in warnings, restrictions, or account termination, depending on the severity of the violation.
For full details, please review Which Trading Methods Aren't Allowed before trading on any account type.
Summary
| Phase 1 | Funded |
Profit Target | 10% | N/A |
Daily Loss | 3% | 3% |
Max Loss (Static) | 6% | 6% |
Minimum Profitable Days | 3 Days | 3 Days |
Time Limit | Unlimited | Unlimited |
Leverage | 1:30 | 1:30 |
Profit Split | N/A | 88% |
Payout Frequency | N/A | 14 Days |
Rules and Objectives
Any violation of a hard breach rule or trading objective will result in the immediate termination of the account.
Profit Target
Profit Target: 10%
The account balance (not equity) must reach 10% profit relative to your starting account balance. All positions must be closed for the profit to count toward the target.
Example:
Starting Account Balance: $100,000
Profit Target: $10,000 (account must reach $110,000)
Daily Loss Limit
Daily Loss Limit: 3%
The Daily Loss Limit is calculated based on your Balance or Equity, whichever is higher, at the rollover snapshot, minus the Daily Loss amount for your account size.
The Daily Loss amount is calculated based on your initial account size.
For the 1-Step Challenge, the Daily Loss amount is 3% of your initial account size. The rollover snapshot occurs at 10:00 PM UTC, and the limit is measured on your equity — including floating (unrealized) losses on open trades — so a breach occurs if your equity falls below the breach level at any point during the day.
Example ($100,000 account):
Daily Loss amount (3% of initial size): $3,000
Breach level on a fresh day: $100,000 − $3,000 = $97,000
If your balance has grown to $110,000 at the rollover: breach level = $110,000 − $3,000 = $107,000 (the $3,000 stays fixed — based on your initial size)
Maximum Loss Limit
Maximum Loss Limit: 6% (Static)
Your Maximum Loss is 6% of your starting account balance. It is static — it does not trail higher as your account grows. Your equity must never fall below this level across the life of the account, and floating losses are included.
Example ($100,000 account):
Starting Account Balance: $100,000
Maximum Loss (6%): $6,000
Breach level: $94,000 (fixed — applies across all trading days)
Maximum Floating Loss (Per Symbol / Trade Idea)
Maximum Floating Loss: 2% of account size, per symbol
The floating (unrealized) loss on a single symbol must not reach 2% of your account size. If it does, your open trades on that symbol are closed and your account is moved to a stricter 1.5%-of-account-size risk-per-trade-idea limit. Exceeding 1.5% floating loss on one symbol or trade idea after that results in a breach. This rule applies on both the challenge and funded phases.
Thresholds ($100,000 account): first trigger (2%) = $2,000 · reduced limit (1.5%) = $1,500
Sample scenario
Stage 1 — first trigger (a warning, not a breach): You open three XAUUSD (Gold) BUY positions. Gold moves against you and the combined floating loss on Gold reaches −$2,000 (2% of account size). The system closes your open Gold positions and moves your account to the stricter 1.5% ($1,500) risk-per-trade-idea limit. Your account stays active — trading is paused until the next daily reset at 10:00 PM UTC.
Stage 2 — breach: Now on the 1.5% limit, you later open a EURUSD position. Its floating loss reaches −$1,600, which exceeds your reduced 1.5% limit ($1,500) — so the account is breached.
See Max Floating Loss Allowed on Funded Accounts for full details.
Guidelines
Additional account and trading guidelines.
News Trading
News Trading — Restricted (challenge and funded phases)
You may not open or close a trade — manually or via Take Profit / Stop Loss — during the 5 minutes before and 5 minutes after any scheduled high-impact (Red Folder) news event.
A trade opened at least 2 hours before the event may close during the restricted window.
Applies to the currency pairs and the indices tied to the news event.
Net profits from trades that violate this rule may be deducted, and repeated violations may lead to account restriction. See News Trading at Moneta Funded.
Leverage
Leverage — up to 1:30 (varies by asset class)
Leverage is applied the same way on both the evaluation and funded phases:
Forex: 1:30
Metals: 1:10
Indices: 1:8
Energy (Oil): 1:3
Crypto: 1:1
Example: a $30,000 Forex position at 1:30 requires $1,000 in margin.
Commissions
Commission — $4 per lot, per roundtrip (Forex & Metals only)
Commission is charged per lot, per roundtrip (on both opening and closing a position), and only on certain asset classes:
Forex: $4 per lot, per roundtrip
Metals: $4 per lot, per roundtrip
Indices: No commission
Energy (Oil): No commission
Crypto: No commission
Minimum Trading Days Requirement
Minimum Trading Days: 3
You must record at least 3 profitable trading days, each with a profit of 0.5% or more of your account size.
A trading day counts only when at least one trade is placed.
Each qualifying day must show genuine trading activity.
Example ($100,000 account): minimum profit for a qualifying day (0.5%) = $500; required qualifying days = 3.
Payout
Payout eligibility requirements and information.
Payout Schedule
Every 14 days
Your first payout becomes available 14 calendar days after your first trade, calculated to the exact time of that trade (for example, a first trade at 1:30 AM on 1 January means a payout is available from 1:30 AM on 15 January). Payouts can then be requested once every 14 days.
Eligibility: 14 days since your first trade, an available profit of $500 or more, and no payout in the prior 14 days.
Minimum payout amount: $100
Profit Split
88% to the trader
Funded 1-Step accounts receive an 88% profit split — you keep 88% of the profit, with 12% to the firm.
Payout Process
How to request a payout
Log in to your dashboard and open your funded account with an available payout.
Select Request Payout and choose your payout method.
Complete KYC if you have not already (required before your first payout).
Your request is reviewed and processed within 24–48 business hours, excluding weekends and international public holidays. Some payouts may take longer if an additional review is required.
Payout methods
Crypto (USDC-ERC20, USDT-ERC20, USDT-TRC20) — minimum $100. Crypto payouts are final; double-check your wallet address and network.
Direct to a Moneta Markets account — unlocks a 20% or up to 100% credit bonus to scale your personal trading capital.
All positions must be closed before you place a payout request.
Refund Bonus
Challenge fee refunded after your 4th payout
Your initial challenge registration fee is fully refunded after you successfully reach your 4th payout on the same challenge account. The refund is issued together with that qualifying payout, in addition to your profit share.
Example: if you paid a fee for your 1-Step Challenge, that fee is returned to you together with your 4th payout.